80643 — Weld County, Colorado Market Snapshot
Housing market data for zip code 80643 in Weld County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$519,200
Days to Sell
53
Homes Sold
20
Inventory
30
Sale-to-List
98.8%
New Listings
31
Price/SqFt
$248
Pending Sales
29
Conforming Loan Available
Most homebuyers in 80643 can comfortably use conventional financing. The median home price of $519,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80643's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80643 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80643 can comfortably use conventional financing. The median home price of $519,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80643 are set at the county level.
2026 Loan Limits — Weld County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 80643
To purchase the median home at $519,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,128.
Monthly Payment
$4,128
Income Required
$176,912
Principal & Interest
$3,199/mo
Down Payment (5%)
$25,960
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80643.
Estimated Monthly Payment
$3,363
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