80530 — Weld County, Colorado Market Snapshot
Housing market data for zip code 80530 in Weld County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$496,450
Days to Sell
50
Homes Sold
46
Inventory
40
Sale-to-List
99.1%
New Listings
52
Price/SqFt
$264
Pending Sales
45
Conforming Loan Available
Most homebuyers in 80530 can comfortably use conventional financing. The median home price of $496,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80530's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80530 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80530 can comfortably use conventional financing. The median home price of $496,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80530 are set at the county level.
2026 Loan Limits — Weld County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 80530
To purchase the median home at $496,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,954.
Monthly Payment
$3,954
Income Required
$169,442
Principal & Interest
$3,059/mo
Down Payment (5%)
$24,823
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80530.
Estimated Monthly Payment
$3,222
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