80524 — Weld County, Colorado Market Snapshot
Housing market data for zip code 80524 in Weld County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
144 sales in 2026 (year to date)
Median Sale Price
$601,661
Days to Sell
67
Homes Sold
144
Inventory
157
Sale-to-List
98.8%
New Listings
185
Price/SqFt
$288
Pending Sales
166
Conforming Loan Available
Most homebuyers in 80524 can comfortably use conventional financing. The median home price of $601,661 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 67 days on average, 80524 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80524 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80524 can comfortably use conventional financing. The median home price of $601,661 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80524 are set at the county level.
2026 Loan Limits — Weld County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $575,000 |
| 2 Units | $1,066,250 | $736,100 |
| 3 Units | $1,288,800 | $889,800 |
| 4 Units | $1,601,750 | $1,105,800 |
Affordability Snapshot — Zip 80524
To purchase the median home at $601,661 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,760.
Monthly Payment
$4,760
Income Required
$203,988
Principal & Interest
$3,707/mo
Down Payment (5%)
$30,083
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80524.
Estimated Monthly Payment
$3,874
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