80443 — Summit County, Colorado Market Snapshot
Housing market data for zip code 80443 in Summit County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$795,000
Days to Sell
12
Homes Sold
16
Inventory
43
Sale-to-List
96.1%
New Listings
39
Price/SqFt
$853
Pending Sales
17
Conforming Loan Available
Most homebuyers in 80443 can comfortably use conventional financing. The median home price of $795,000 is well below the 2026 conforming loan limit of $1,092,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80443 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 80443 sells for 3.9% below asking price (96.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 80443 can comfortably use conventional financing. The median home price of $795,000 is well below the 2026 conforming loan limit of $1,092,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80443 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,092,500 | $1,092,500 |
| 2 Units | $1,398,600 | $1,398,600 |
| 3 Units | $1,690,600 | $1,690,600 |
| 4 Units | $2,101,000 | $2,101,000 |
Affordability Snapshot — Zip 80443
To purchase the median home at $795,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,241.
Monthly Payment
$6,241
Income Required
$267,473
Principal & Interest
$4,899/mo
Down Payment (5%)
$39,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80443.
Estimated Monthly Payment
$5,070
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