80424 — Summit County, Colorado Market Snapshot
Housing market data for zip code 80424 in Summit County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
124 sales in 2026 (year to date)
Median Sale Price
$1,335,000
Days to Sell
84
Homes Sold
124
Inventory
269
Sale-to-List
96.4%
New Listings
246
Price/SqFt
$804
Pending Sales
115
Jumbo Loan Likely Needed
The median home in 80424 at $1,335,000 exceeds the 2026 conforming loan limit of $1,092,500 by $242,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 80424 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 80424 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80424 at $1,335,000 exceeds the 2026 conforming loan limit of $1,092,500 by $242,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80424 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,092,500 | $1,092,500 |
| 2 Units | $1,398,600 | $1,398,600 |
| 3 Units | $1,690,600 | $1,690,600 |
| 4 Units | $2,101,000 | $2,101,000 |
Affordability Snapshot — Zip 80424
To purchase the median home at $1,335,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,378.
Monthly Payment
$10,378
Income Required
$444,786
Principal & Interest
$8,226/mo
Down Payment (5%)
$66,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80424.
Estimated Monthly Payment
$8,412
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 80424. Tell us what you're looking for.