80483 — Routt County, Colorado Market Snapshot

Housing market data for zip code 80483 in Routt County, Colorado. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Routt County county page for broader data.

Market Sales Data

1 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$147,500

Closed sales

Days to Sell

326

Median, listing to close

Homes Sold

1

Closed in 2026

Inventory

5

Conforming Loan Available

Most homebuyers in 80483 can comfortably use conventional financing. The median home price of $147,500 is well below the 2026 conforming loan limit of $1,089,050, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

With homes sitting for 326 days on average, 80483 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Conforming Loan Feasibility

Most homebuyers in 80483 can comfortably use conventional financing. The median home price of $147,500 is well below the 2026 conforming loan limit of $1,089,050, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 80483 are set at the county level.

2026 Loan Limits — Routt County

Property Units Conforming Limit FHA Limit
1 Unit$1,089,050$1,089,050
2 Units$1,394,200$1,394,200
3 Units$1,685,250$1,685,250
4 Units$2,094,350$2,094,350

Affordability Snapshot — Zip 80483

To purchase the median home at $147,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,280.

Monthly Payment

$1,280

Income Required

$54,861

Principal & Interest

$909/mo

Down Payment (5%)

$7,375

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 80483.

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Estimated Monthly Payment

$1,063

Principal & Interest$765
Property Tax$148
Insurance$150
Loan Amount$118,000
Total Interest$157,526
Income Required$45,551/yr

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