80470 — Park County, Colorado Market Snapshot
Housing market data for zip code 80470 in Park County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$850,000
Days to Sell
26
Homes Sold
22
Inventory
34
Sale-to-List
97.5%
New Listings
34
Price/SqFt
$290
Pending Sales
21
Conforming Loan Available
The median home in 80470 at $850,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 80470 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 80470 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80470 at $850,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80470 are set at the county level.
2026 Loan Limits — Park County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80470
To purchase the median home at $850,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,662.
Monthly Payment
$6,662
Income Required
$285,533
Principal & Interest
$5,237/mo
Down Payment (5%)
$42,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80470.
Estimated Monthly Payment
$5,410
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