80401 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80401 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Jefferson County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$834,150
Days to Sell
13
Homes Sold
6
Inventory
3
Conforming Loan Available
The median home in 80401 at $834,150 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
80401 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 80401 at $834,150 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80401 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80401
To purchase the median home at $834,150 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,541.
Monthly Payment
$6,541
Income Required
$280,328
Principal & Interest
$5,140/mo
Down Payment (5%)
$41,708
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80401.
Estimated Monthly Payment
$5,312
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