80127 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80127 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$476,250
Days to Sell
17
Homes Sold
20
Inventory
18
Sale-to-List
98.8%
New Listings
23
Price/SqFt
$249
Pending Sales
25
Conforming Loan Available
Most homebuyers in 80127 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 80127 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80127 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80127 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80127 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80127
To purchase the median home at $476,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,799.
Monthly Payment
$3,799
Income Required
$162,809
Principal & Interest
$2,935/mo
Down Payment (5%)
$23,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80127.
Estimated Monthly Payment
$3,097
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