80007 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80007 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$522,372
Days to Sell
140
Homes Sold
26
Inventory
26
Sale-to-List
100.5%
New Listings
23
Price/SqFt
$318
Pending Sales
20
Conforming Loan Available
Most homebuyers in 80007 can comfortably use conventional financing. The median home price of $522,372 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 140 days on average, 80007 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80007 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80007 can comfortably use conventional financing. The median home price of $522,372 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80007 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80007
To purchase the median home at $522,372 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,152.
Monthly Payment
$4,152
Income Required
$177,953
Principal & Interest
$3,219/mo
Down Payment (5%)
$26,119
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80007.
Estimated Monthly Payment
$3,383
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