80002 — Jefferson County, Colorado Market Snapshot
Housing market data for zip code 80002 in Jefferson County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$545,950
Days to Sell
114
Homes Sold
17
Inventory
19
Sale-to-List
99.0%
New Listings
20
Price/SqFt
$362
Pending Sales
18
Conforming Loan Available
Most homebuyers in 80002 can comfortably use conventional financing. The median home price of $545,950 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 114 days on average, 80002 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 80002 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80002 can comfortably use conventional financing. The median home price of $545,950 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80002 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80002
To purchase the median home at $545,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,333.
Monthly Payment
$4,333
Income Required
$185,695
Principal & Interest
$3,364/mo
Down Payment (5%)
$27,298
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80002.
Estimated Monthly Payment
$3,529
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