80126 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80126 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
180 sales in 2026 (year to date)
Median Sale Price
$779,695
Days to Sell
14
Homes Sold
180
Inventory
134
Sale-to-List
99.3%
New Listings
271
Price/SqFt
$276
Pending Sales
209
Conforming Loan Available
The median home in 80126 at $779,695 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 80126 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80126 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80126 at $779,695 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80126 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80126
To purchase the median home at $779,695 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,124.
Monthly Payment
$6,124
Income Required
$262,447
Principal & Interest
$4,804/mo
Down Payment (5%)
$38,985
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80126.
Estimated Monthly Payment
$4,975
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