80124 — Douglas County, Colorado Market Snapshot
Housing market data for zip code 80124 in Douglas County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$840,000
Days to Sell
16
Homes Sold
56
Inventory
45
Sale-to-List
99.7%
New Listings
82
Price/SqFt
$266
Pending Sales
59
Conforming Loan Available
The median home in 80124 at $840,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 80124 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80124 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80124 at $840,000 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80124 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80124
To purchase the median home at $840,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,586.
Monthly Payment
$6,586
Income Required
$282,249
Principal & Interest
$5,176/mo
Down Payment (5%)
$42,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80124.
Estimated Monthly Payment
$5,349
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