80209 — Denver County, Colorado Market Snapshot
Housing market data for zip code 80209 in Denver County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
156 sales in 2026 (year to date)
Median Sale Price
$1,223,500
Days to Sell
14
Homes Sold
156
Inventory
141
Sale-to-List
98.5%
New Listings
224
Price/SqFt
$519
Pending Sales
153
Jumbo Loan Likely Needed
The median home in 80209 at $1,223,500 exceeds the 2026 conforming loan limit of $862,500 by $361,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 80209 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80209 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80209 at $1,223,500 exceeds the 2026 conforming loan limit of $862,500 by $361,000. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80209 are set at the county level.
2026 Loan Limits — Denver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80209
To purchase the median home at $1,223,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,524.
Monthly Payment
$9,524
Income Required
$408,174
Principal & Interest
$7,539/mo
Down Payment (5%)
$61,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80209.
Estimated Monthly Payment
$7,722
Jumbo loan required. Loan amount exceeds the $862,500 conforming limit for 80209.
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