80206 — Denver County, Colorado Market Snapshot
Housing market data for zip code 80206 in Denver County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$1,490,800
Days to Sell
25
Homes Sold
27
Inventory
40
Sale-to-List
97.8%
New Listings
47
Price/SqFt
$448
Pending Sales
31
Jumbo Loan Likely Needed
The median home in 80206 at $1,490,800 exceeds the 2026 conforming loan limit of $862,500 by $628,300. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 80206 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 80206 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 80206 at $1,490,800 exceeds the 2026 conforming loan limit of $862,500 by $628,300. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 80206 are set at the county level.
2026 Loan Limits — Denver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80206
To purchase the median home at $1,490,800 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,572.
Monthly Payment
$11,572
Income Required
$495,945
Principal & Interest
$9,186/mo
Down Payment (5%)
$74,540
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80206.
Estimated Monthly Payment
$9,376
Jumbo loan required. Loan amount exceeds the $862,500 conforming limit for 80206.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 80206. Tell us what you're looking for.