80452 — Clear Creek County, Colorado Market Snapshot
Housing market data for zip code 80452 in Clear Creek County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$595,000
Days to Sell
41
Homes Sold
16
Inventory
32
Sale-to-List
96.2%
New Listings
39
Price/SqFt
$319
Pending Sales
17
Conforming Loan Available
Most homebuyers in 80452 can comfortably use conventional financing. The median home price of $595,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80452's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 80452 sells for 3.8% below asking price (96.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 80452 can comfortably use conventional financing. The median home price of $595,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80452 are set at the county level.
2026 Loan Limits — Clear Creek County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80452
To purchase the median home at $595,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,709.
Monthly Payment
$4,709
Income Required
$201,801
Principal & Interest
$3,666/mo
Down Payment (5%)
$29,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80452.
Estimated Monthly Payment
$3,832
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 80452. Tell us what you're looking for.