80220 — Arapahoe County, Colorado Market Snapshot
Housing market data for zip code 80220 in Arapahoe County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$318,000
Days to Sell
26
Homes Sold
11
Inventory
48
Sale-to-List
97.3%
New Listings
44
Price/SqFt
$278
Pending Sales
19
Conforming Loan Available
Most homebuyers in 80220 can comfortably use conventional financing. The median home price of $318,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 80220 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 80220 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 80220 can comfortably use conventional financing. The median home price of $318,000 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80220 are set at the county level.
2026 Loan Limits — Arapahoe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80220
To purchase the median home at $318,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,586.
Monthly Payment
$2,586
Income Required
$110,846
Principal & Interest
$1,959/mo
Down Payment (5%)
$15,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80220.
Estimated Monthly Payment
$2,118
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