80122 — Arapahoe County, Colorado Market Snapshot
Housing market data for zip code 80122 in Arapahoe County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
115 sales in 2026 (year to date)
Median Sale Price
$732,500
Days to Sell
7
Homes Sold
115
Inventory
59
Sale-to-List
100.6%
New Listings
146
Price/SqFt
$276
Pending Sales
127
Conforming Loan Available
The median home in 80122 at $732,500 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
80122 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80122 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 80122 at $732,500 falls within the 2026 conforming loan limit of $862,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 80122 are set at the county level.
2026 Loan Limits — Arapahoe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80122
To purchase the median home at $732,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,762.
Monthly Payment
$5,762
Income Required
$246,951
Principal & Interest
$4,513/mo
Down Payment (5%)
$36,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80122.
Estimated Monthly Payment
$4,683
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