80260 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80260 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$482,500
Days to Sell
10
Homes Sold
51
Inventory
15
Sale-to-List
99.9%
New Listings
51
Price/SqFt
$241
Pending Sales
45
Conforming Loan Available
Most homebuyers in 80260 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80260 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 80260 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80260 can comfortably use conventional financing. The median home price of $482,500 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80260 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80260
To purchase the median home at $482,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,847.
Monthly Payment
$3,847
Income Required
$164,861
Principal & Interest
$2,973/mo
Down Payment (5%)
$24,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80260.
Estimated Monthly Payment
$3,136
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