80239 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80239 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Adams County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$283,375
Days to Sell
88
Homes Sold
5
Inventory
16
Conforming Loan Available
Most homebuyers in 80239 can comfortably use conventional financing. The median home price of $283,375 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 88 days on average, 80239 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 80239 can comfortably use conventional financing. The median home price of $283,375 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80239 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80239
To purchase the median home at $283,375 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,321.
Monthly Payment
$2,321
Income Required
$99,477
Principal & Interest
$1,746/mo
Down Payment (5%)
$14,169
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80239.
Estimated Monthly Payment
$1,904
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