80022 — Adams County, Colorado Market Snapshot
Housing market data for zip code 80022 in Adams County, Colorado. Updated monthly with median prices, days on market, and more.
Market Sales Data
298 sales in 2026 (year to date)
Median Sale Price
$492,620
Days to Sell
41
Homes Sold
298
Inventory
274
Sale-to-List
99.9%
New Listings
379
Price/SqFt
$243
Pending Sales
335
Conforming Loan Available
Most homebuyers in 80022 can comfortably use conventional financing. The median home price of $492,620 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
80022's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 80022 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 80022 can comfortably use conventional financing. The median home price of $492,620 is well below the 2026 conforming loan limit of $862,500, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 80022 are set at the county level.
2026 Loan Limits — Adams County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $862,500 | $862,500 |
| 2 Units | $1,104,150 | $1,104,150 |
| 3 Units | $1,334,700 | $1,334,700 |
| 4 Units | $1,658,700 | $1,658,700 |
Affordability Snapshot — Zip 80022
To purchase the median home at $492,620 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,924.
Monthly Payment
$3,924
Income Required
$168,184
Principal & Interest
$3,035/mo
Down Payment (5%)
$24,631
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 80022.
Estimated Monthly Payment
$3,199
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