95694 — Yolo County, California Market Snapshot
Housing market data for zip code 95694 in Yolo County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$702,500
Days to Sell
51
Homes Sold
10
Inventory
21
Sale-to-List
99.3%
New Listings
25
Price/SqFt
$331
Pending Sales
18
Conforming Loan Available
The median home in 95694 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
95694's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 95694 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 95694 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 95694 are set at the county level.
2026 Loan Limits — Yolo County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95694
To purchase the median home at $702,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,532.
Monthly Payment
$5,532
Income Required
$237,100
Principal & Interest
$4,329/mo
Down Payment (5%)
$35,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95694.
Estimated Monthly Payment
$4,498
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 95694. Tell us what you're looking for.