95618 — Yolo County, California Market Snapshot
Housing market data for zip code 95618 in Yolo County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
59 sales in 2026 (year to date)
Median Sale Price
$775,000
Days to Sell
9
Homes Sold
59
Inventory
43
Sale-to-List
100.3%
New Listings
82
Price/SqFt
$484
Pending Sales
64
Conforming Loan Available
The median home in 95618 at $775,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
95618 is an extremely competitive market with homes selling in just 9 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 95618 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 95618 at $775,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 95618 are set at the county level.
2026 Loan Limits — Yolo County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95618
To purchase the median home at $775,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,088.
Monthly Payment
$6,088
Income Required
$260,906
Principal & Interest
$4,775/mo
Down Payment (5%)
$38,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95618.
Estimated Monthly Payment
$4,946
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