91360 — Ventura County, California Market Snapshot
Housing market data for zip code 91360 in Ventura County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
84 sales in 2026 (year to date)
Median Sale Price
$1,012,500
Days to Sell
34
Homes Sold
84
Inventory
89
Sale-to-List
99.4%
New Listings
131
Price/SqFt
$549
Pending Sales
102
Conforming Loan Available
The median home in 91360 at $1,012,500 falls within the 2026 conforming loan limit of $1,035,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
91360's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 91360 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 91360 at $1,012,500 falls within the 2026 conforming loan limit of $1,035,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 91360 are set at the county level.
2026 Loan Limits — Ventura County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,035,000 | $1,035,000 |
| 2 Units | $1,325,000 | $1,325,000 |
| 3 Units | $1,601,600 | $1,601,600 |
| 4 Units | $1,990,450 | $1,990,450 |
Affordability Snapshot — Zip 91360
To purchase the median home at $1,012,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,907.
Monthly Payment
$7,907
Income Required
$338,891
Principal & Interest
$6,239/mo
Down Payment (5%)
$50,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91360.
Estimated Monthly Payment
$6,416
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