95450 — Sonoma County, California Market Snapshot
Housing market data for zip code 95450 in Sonoma County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Sonoma County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$1,133,500
Days to Sell
25
Homes Sold
4
Inventory
5
Jumbo Loan Likely Needed
The median home in 95450 at $1,133,500 exceeds the 2026 conforming loan limit of $897,000 by $236,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 95450 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 95450 at $1,133,500 exceeds the 2026 conforming loan limit of $897,000 by $236,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 95450 are set at the county level.
2026 Loan Limits — Sonoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $897,000 | $897,000 |
| 2 Units | $1,148,350 | $1,148,350 |
| 3 Units | $1,388,050 | $1,388,050 |
| 4 Units | $1,725,050 | $1,725,050 |
Affordability Snapshot — Zip 95450
To purchase the median home at $1,133,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,835.
Monthly Payment
$8,835
Income Required
$378,622
Principal & Interest
$6,984/mo
Down Payment (5%)
$56,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95450.
Estimated Monthly Payment
$7,165
Jumbo loan required. Loan amount exceeds the $897,000 conforming limit for 95450.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 95450. Tell us what you're looking for.