96075 — Shasta County, California Market Snapshot
Housing market data for zip code 96075 in Shasta County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Shasta County county page for broader data.
Market Sales Data
1 sales in 2024
Median Sale Price
$261,105
Days to Sell
39
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 96075 can comfortably use conventional financing. The median home price of $261,105 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
96075's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 96075 can comfortably use conventional financing. The median home price of $261,105 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 96075 are set at the county level.
2026 Loan Limits — Shasta County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 96075
To purchase the median home at $261,105 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,151.
Monthly Payment
$2,151
Income Required
$92,165
Principal & Interest
$1,609/mo
Down Payment (5%)
$13,055
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 96075.
Estimated Monthly Payment
$1,766
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