94111 — San Francisco County, California Market Snapshot
Housing market data for zip code 94111 in San Francisco County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$1,115,000
Days to Sell
20
Homes Sold
15
Inventory
8
Sale-to-List
99.8%
New Listings
15
Price/SqFt
$916
Pending Sales
9
Conforming Loan Available
The median home in 94111 at $1,115,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 94111 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94111 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94111 at $1,115,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 94111 are set at the county level.
2026 Loan Limits — San Francisco County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94111
To purchase the median home at $1,115,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,693.
Monthly Payment
$8,693
Income Required
$372,548
Principal & Interest
$6,870/mo
Down Payment (5%)
$55,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94111.
Estimated Monthly Payment
$7,051
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