92067 — San Diego County, California Market Snapshot
Housing market data for zip code 92067 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$5,002,500
Days to Sell
35
Homes Sold
20
Inventory
44
Sale-to-List
95.5%
New Listings
43
Price/SqFt
$1,004
Pending Sales
25
Jumbo Loan Likely Needed
The median home in 92067 at $5,002,500 exceeds the 2026 conforming loan limit of $1,104,000 by $3,898,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
92067's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 92067 sells for 4.5% below asking price (95.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 92067 at $5,002,500 exceeds the 2026 conforming loan limit of $1,104,000 by $3,898,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 92067 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 92067
To purchase the median home at $5,002,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $38,478.
Monthly Payment
$38,478
Income Required
$1,649,038
Principal & Interest
$30,824/mo
Down Payment (5%)
$250,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92067.
Estimated Monthly Payment
$31,109
Jumbo loan required. Loan amount exceeds the $1,104,000 conforming limit for 92067.
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