92011 — San Diego County, California Market Snapshot
Housing market data for zip code 92011 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$1,044,500
Days to Sell
14
Homes Sold
12
Inventory
8
Sale-to-List
100.1%
New Listings
14
Price/SqFt
$739
Pending Sales
12
Conforming Loan Available
The median home in 92011 at $1,044,500 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 92011 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 92011 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92011 at $1,044,500 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 92011 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 92011
To purchase the median home at $1,044,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,153.
Monthly Payment
$8,153
Income Required
$349,398
Principal & Interest
$6,436/mo
Down Payment (5%)
$52,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92011.
Estimated Monthly Payment
$6,614
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