91932 — San Diego County, California Market Snapshot
Housing market data for zip code 91932 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$852,500
Days to Sell
26
Homes Sold
44
Inventory
87
Sale-to-List
97.1%
New Listings
104
Price/SqFt
$575
Pending Sales
61
Conforming Loan Available
Most homebuyers in 91932 can comfortably use conventional financing. The median home price of $852,500 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 91932 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 91932 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 91932 can comfortably use conventional financing. The median home price of $852,500 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 91932 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91932
To purchase the median home at $852,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,682.
Monthly Payment
$6,682
Income Required
$286,353
Principal & Interest
$5,253/mo
Down Payment (5%)
$42,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91932.
Estimated Monthly Payment
$5,426
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