91915 — San Diego County, California Market Snapshot
Housing market data for zip code 91915 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$805,000
Days to Sell
15
Homes Sold
63
Inventory
47
Sale-to-List
101.1%
New Listings
92
Price/SqFt
$450
Pending Sales
66
Conforming Loan Available
Most homebuyers in 91915 can comfortably use conventional financing. The median home price of $805,000 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 91915 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 91915 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 91915 can comfortably use conventional financing. The median home price of $805,000 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 91915 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91915
To purchase the median home at $805,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,318.
Monthly Payment
$6,318
Income Required
$270,756
Principal & Interest
$4,960/mo
Down Payment (5%)
$40,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91915.
Estimated Monthly Payment
$5,132
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