91911 — San Diego County, California Market Snapshot
Housing market data for zip code 91911 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
96 sales in 2026 (year to date)
Median Sale Price
$770,000
Days to Sell
30
Homes Sold
96
Inventory
50
Sale-to-List
99.7%
New Listings
113
Price/SqFt
$494
Pending Sales
111
Conforming Loan Available
Most homebuyers in 91911 can comfortably use conventional financing. The median home price of $770,000 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
91911's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 91911 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 91911 can comfortably use conventional financing. The median home price of $770,000 is well below the 2026 conforming loan limit of $1,104,000, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 91911 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91911
To purchase the median home at $770,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,050.
Monthly Payment
$6,050
Income Required
$259,264
Principal & Interest
$4,745/mo
Down Payment (5%)
$38,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91911.
Estimated Monthly Payment
$4,915
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