91901 — San Diego County, California Market Snapshot
Housing market data for zip code 91901 in San Diego County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$1,025,000
Days to Sell
18
Homes Sold
49
Inventory
44
Sale-to-List
101.7%
New Listings
64
Price/SqFt
$457
Pending Sales
47
Conforming Loan Available
The median home in 91901 at $1,025,000 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 91901 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 91901 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 91901 at $1,025,000 falls within the 2026 conforming loan limit of $1,104,000, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 91901 are set at the county level.
2026 Loan Limits — San Diego County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,104,000 | $1,104,000 |
| 2 Units | $1,413,350 | $1,413,350 |
| 3 Units | $1,708,400 | $1,708,400 |
| 4 Units | $2,123,100 | $2,123,100 |
Affordability Snapshot — Zip 91901
To purchase the median home at $1,025,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,003.
Monthly Payment
$8,003
Income Required
$342,995
Principal & Interest
$6,316/mo
Down Payment (5%)
$51,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91901.
Estimated Monthly Payment
$6,494
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