91784 — San Bernardino County, California Market Snapshot
Housing market data for zip code 91784 in San Bernardino County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$990,000
Days to Sell
36
Homes Sold
67
Inventory
47
Sale-to-List
100.7%
New Listings
77
Price/SqFt
$434
Pending Sales
70
Jumbo Loan Likely Needed
The median home in 91784 at $990,000 exceeds the 2026 conforming loan limit of $832,750 by $157,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
91784's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 91784 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 91784 at $990,000 exceeds the 2026 conforming loan limit of $832,750 by $157,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 91784 are set at the county level.
2026 Loan Limits — San Bernardino County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 91784
To purchase the median home at $990,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,735.
Monthly Payment
$7,735
Income Required
$331,503
Principal & Interest
$6,100/mo
Down Payment (5%)
$49,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91784.
Estimated Monthly Payment
$6,277
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