91766 — San Bernardino County, California Market Snapshot
Housing market data for zip code 91766 in San Bernardino County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$715,000
Days to Sell
48
Homes Sold
52
Inventory
42
Sale-to-List
97.9%
New Listings
60
Price/SqFt
$518
Pending Sales
61
Conforming Loan Available
The median home in 91766 at $715,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
91766's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 91766 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 91766 at $715,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 91766 are set at the county level.
2026 Loan Limits — San Bernardino County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 91766
To purchase the median home at $715,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,628.
Monthly Payment
$5,628
Income Required
$241,204
Principal & Interest
$4,406/mo
Down Payment (5%)
$35,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91766.
Estimated Monthly Payment
$4,575
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