92595 — Riverside County, California Market Snapshot
Housing market data for zip code 92595 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$672,500
Days to Sell
40
Homes Sold
62
Inventory
68
Sale-to-List
100.0%
New Listings
89
Price/SqFt
$292
Pending Sales
65
Conforming Loan Available
The median home in 92595 at $672,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
92595's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92595 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92595 at $672,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 92595 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92595
To purchase the median home at $672,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,302.
Monthly Payment
$5,302
Income Required
$227,249
Principal & Interest
$4,144/mo
Down Payment (5%)
$33,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92595.
Estimated Monthly Payment
$4,312
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