92582 — Riverside County, California Market Snapshot
Housing market data for zip code 92582 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
85 sales in 2026 (year to date)
Median Sale Price
$528,900
Days to Sell
49
Homes Sold
85
Inventory
68
Sale-to-List
100.7%
New Listings
101
Price/SqFt
$267
Pending Sales
95
Conforming Loan Available
Most homebuyers in 92582 can comfortably use conventional financing. The median home price of $528,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
92582's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92582 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 92582 can comfortably use conventional financing. The median home price of $528,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92582 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92582
To purchase the median home at $528,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,202.
Monthly Payment
$4,202
Income Required
$180,097
Principal & Interest
$3,259/mo
Down Payment (5%)
$26,445
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92582.
Estimated Monthly Payment
$3,423
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