92210 — Riverside County, California Market Snapshot
Housing market data for zip code 92210 in Riverside County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$1,835,000
Days to Sell
84
Homes Sold
58
Inventory
85
Sale-to-List
94.8%
New Listings
72
Price/SqFt
$615
Pending Sales
64
Jumbo Loan Likely Needed
The median home in 92210 at $1,835,000 exceeds the 2026 conforming loan limit of $832,750 by $1,002,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 92210 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 92210 sells for 5.2% below asking price (94.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 92210 at $1,835,000 exceeds the 2026 conforming loan limit of $832,750 by $1,002,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 92210 are set at the county level.
2026 Loan Limits — Riverside County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $690,000 |
| 2 Units | $1,066,250 | $883,300 |
| 3 Units | $1,288,800 | $1,067,750 |
| 4 Units | $1,601,750 | $1,326,950 |
Affordability Snapshot — Zip 92210
To purchase the median home at $1,835,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,209.
Monthly Payment
$14,209
Income Required
$608,965
Principal & Interest
$11,307/mo
Down Payment (5%)
$91,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92210.
Estimated Monthly Payment
$11,506
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 92210.
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