92673 — Orange County, California Market Snapshot
Housing market data for zip code 92673 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$1,967,762
Days to Sell
30
Homes Sold
58
Inventory
50
Sale-to-List
99.6%
New Listings
77
Price/SqFt
$694
Pending Sales
62
Jumbo Loan Likely Needed
The median home in 92673 at $1,967,762 exceeds the 2026 conforming loan limit of $1,249,125 by $718,637. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
92673's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92673 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92673 at $1,967,762 exceeds the 2026 conforming loan limit of $1,249,125 by $718,637. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 92673 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 92673
To purchase the median home at $1,967,762 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $15,226.
Monthly Payment
$15,226
Income Required
$652,558
Principal & Interest
$12,125/mo
Down Payment (5%)
$98,388
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92673.
Estimated Monthly Payment
$12,328
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 92673.
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