92626 — Orange County, California Market Snapshot
Housing market data for zip code 92626 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$1,500,000
Days to Sell
29
Homes Sold
65
Inventory
47
Sale-to-List
100.7%
New Listings
79
Price/SqFt
$925
Pending Sales
67
Jumbo Loan Likely Needed
The median home in 92626 at $1,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 92626 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 92626 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 92626 at $1,500,000 exceeds the 2026 conforming loan limit of $1,249,125 by $250,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 92626 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 92626
To purchase the median home at $1,500,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,643.
Monthly Payment
$11,643
Income Required
$498,965
Principal & Interest
$9,243/mo
Down Payment (5%)
$75,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92626.
Estimated Monthly Payment
$9,433
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