92530 — Orange County, California Market Snapshot
Housing market data for zip code 92530 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
121 sales in 2026 (year to date)
Median Sale Price
$595,000
Days to Sell
49
Homes Sold
121
Inventory
135
Sale-to-List
100.3%
New Listings
182
Price/SqFt
$311
Pending Sales
161
Conforming Loan Available
Most homebuyers in 92530 can comfortably use conventional financing. The median home price of $595,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
92530's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92530 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 92530 can comfortably use conventional financing. The median home price of $595,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92530 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 92530
To purchase the median home at $595,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,709.
Monthly Payment
$4,709
Income Required
$201,801
Principal & Interest
$3,666/mo
Down Payment (5%)
$29,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92530.
Estimated Monthly Payment
$3,832
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