93933 — Monterey County, California Market Snapshot
Housing market data for zip code 93933 in Monterey County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Monterey County county page for broader data.
Market Sales Data
3 sales in 2026 (year to date)
Median Sale Price
$599,000
Days to Sell
7
Homes Sold
3
Inventory
5
Conforming Loan Available
Most homebuyers in 93933 can comfortably use conventional financing. The median home price of $599,000 is well below the 2026 conforming loan limit of $994,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93933 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 93933 can comfortably use conventional financing. The median home price of $599,000 is well below the 2026 conforming loan limit of $994,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93933 are set at the county level.
2026 Loan Limits — Monterey County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $994,750 | $994,750 |
| 2 Units | $1,273,450 | $1,273,450 |
| 3 Units | $1,539,350 | $1,539,350 |
| 4 Units | $1,913,000 | $1,913,000 |
Affordability Snapshot — Zip 93933
To purchase the median home at $599,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,739.
Monthly Payment
$4,739
Income Required
$203,115
Principal & Interest
$3,691/mo
Down Payment (5%)
$29,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93933.
Estimated Monthly Payment
$3,857
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