93925 — Monterey County, California Market Snapshot
Housing market data for zip code 93925 in Monterey County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Monterey County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$684,000
Days to Sell
26
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 93925 can comfortably use conventional financing. The median home price of $684,000 is well below the 2026 conforming loan limit of $994,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 93925 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 93925 can comfortably use conventional financing. The median home price of $684,000 is well below the 2026 conforming loan limit of $994,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93925 are set at the county level.
2026 Loan Limits — Monterey County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $994,750 | $994,750 |
| 2 Units | $1,273,450 | $1,273,450 |
| 3 Units | $1,539,350 | $1,539,350 |
| 4 Units | $1,913,000 | $1,913,000 |
Affordability Snapshot — Zip 93925
To purchase the median home at $684,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,391.
Monthly Payment
$5,391
Income Required
$231,025
Principal & Interest
$4,215/mo
Down Payment (5%)
$34,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93925.
Estimated Monthly Payment
$4,383
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