94970 — Marin County, California Market Snapshot
Housing market data for zip code 94970 in Marin County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Marin County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$8,531,500
Days to Sell
222
Homes Sold
5
Inventory
12
Jumbo Loan Likely Needed
The median home in 94970 at $8,531,500 exceeds the 2026 conforming loan limit of $1,249,125 by $7,282,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 222 days on average, 94970 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 94970 at $8,531,500 exceeds the 2026 conforming loan limit of $1,249,125 by $7,282,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94970 are set at the county level.
2026 Loan Limits — Marin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94970
To purchase the median home at $8,531,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $65,516.
Monthly Payment
$65,516
Income Required
$2,807,813
Principal & Interest
$52,568/mo
Down Payment (5%)
$426,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94970.
Estimated Monthly Payment
$52,950
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 94970.
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