94945 — Marin County, California Market Snapshot
Housing market data for zip code 94945 in Marin County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
53 sales in 2026 (year to date)
Median Sale Price
$1,075,000
Days to Sell
25
Homes Sold
53
Inventory
39
Sale-to-List
100.9%
New Listings
73
Price/SqFt
$562
Pending Sales
63
Conforming Loan Available
The median home in 94945 at $1,075,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 94945 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94945 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94945 at $1,075,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 94945 are set at the county level.
2026 Loan Limits — Marin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94945
To purchase the median home at $1,075,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,386.
Monthly Payment
$8,386
Income Required
$359,413
Principal & Interest
$6,624/mo
Down Payment (5%)
$53,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94945.
Estimated Monthly Payment
$6,803
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