94904 — Marin County, California Market Snapshot
Housing market data for zip code 94904 in Marin County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$2,677,500
Days to Sell
12
Homes Sold
28
Inventory
13
Sale-to-List
106.9%
New Listings
38
Price/SqFt
$1,234
Pending Sales
31
Jumbo Loan Likely Needed
The median home in 94904 at $2,677,500 exceeds the 2026 conforming loan limit of $1,249,125 by $1,428,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
94904 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 94904 are selling 6.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 94904 at $2,677,500 exceeds the 2026 conforming loan limit of $1,249,125 by $1,428,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94904 are set at the county level.
2026 Loan Limits — Marin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94904
To purchase the median home at $2,677,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $20,664.
Monthly Payment
$20,664
Income Required
$885,606
Principal & Interest
$16,498/mo
Down Payment (5%)
$133,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94904.
Estimated Monthly Payment
$16,720
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 94904.
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