93626 — Madera County, California Market Snapshot
Housing market data for zip code 93626 in Madera County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$569,990
Days to Sell
105
Homes Sold
23
Inventory
28
Sale-to-List
100.2%
New Listings
23
Price/SqFt
$233
Pending Sales
27
Conforming Loan Available
Most homebuyers in 93626 can comfortably use conventional financing. The median home price of $569,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 105 days on average, 93626 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 93626 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93626 can comfortably use conventional financing. The median home price of $569,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93626 are set at the county level.
2026 Loan Limits — Madera County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93626
To purchase the median home at $569,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,517.
Monthly Payment
$4,517
Income Required
$193,589
Principal & Interest
$3,512/mo
Down Payment (5%)
$28,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93626.
Estimated Monthly Payment
$3,678
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