91401 — Los Angeles County, California Market Snapshot
Housing market data for zip code 91401 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$1,320,000
Days to Sell
38
Homes Sold
39
Inventory
41
Sale-to-List
99.7%
New Listings
61
Price/SqFt
$722
Pending Sales
49
Jumbo Loan Likely Needed
The median home in 91401 at $1,320,000 exceeds the 2026 conforming loan limit of $1,249,125 by $70,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
91401's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 91401 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 91401 at $1,320,000 exceeds the 2026 conforming loan limit of $1,249,125 by $70,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 91401 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 91401
To purchase the median home at $1,320,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,263.
Monthly Payment
$10,263
Income Required
$439,861
Principal & Interest
$8,133/mo
Down Payment (5%)
$66,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 91401.
Estimated Monthly Payment
$8,319
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