90405 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90405 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$1,275,000
Days to Sell
46
Homes Sold
28
Inventory
36
Sale-to-List
99.2%
New Listings
40
Price/SqFt
$965
Pending Sales
36
Jumbo Loan Likely Needed
The median home in 90405 at $1,275,000 exceeds the 2026 conforming loan limit of $1,249,125 by $25,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
90405's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 90405 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 90405 at $1,275,000 exceeds the 2026 conforming loan limit of $1,249,125 by $25,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90405 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90405
To purchase the median home at $1,275,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,919.
Monthly Payment
$9,919
Income Required
$425,085
Principal & Interest
$7,856/mo
Down Payment (5%)
$63,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90405.
Estimated Monthly Payment
$8,041
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