90278 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90278 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$1,522,500
Days to Sell
30
Homes Sold
40
Inventory
23
Sale-to-List
101.4%
New Listings
45
Price/SqFt
$942
Pending Sales
42
Jumbo Loan Likely Needed
The median home in 90278 at $1,522,500 exceeds the 2026 conforming loan limit of $1,249,125 by $273,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
90278's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 90278 (101.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 90278 at $1,522,500 exceeds the 2026 conforming loan limit of $1,249,125 by $273,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90278 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90278
To purchase the median home at $1,522,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,815.
Monthly Payment
$11,815
Income Required
$506,353
Principal & Interest
$9,381/mo
Down Payment (5%)
$76,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90278.
Estimated Monthly Payment
$9,572
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